Terms & Conditions

Terms of Use

The website at the URL xpresssalarypackaging.com.au (Website) is owned and operated by Lease Express Pty Ltd ACN 098 169 665 (Xpress Salary Packaging, we, our, us) Xpress Salary Packaging is a registered business name of Lease Express Pty Ltd.

Your use of the Website is conditional upon your agreement to, acceptance of and compliance with the terms and conditions set out below (terms and conditions). Your use of and/or access to the Website constitutes your agreement to be bound by these terms and conditions.

In addition to the general terms and conditions set out below, certain parts of the Website may be subject to additional specific terms and conditions of use. Such specific terms and conditions form part of the general terms and conditions and are set out below, as well as in the relevant part of the Website. You are also bound by these specific terms and conditions, which you will be deemed to have accepted by your use and/or access to the relevant part of the Website.

These terms and conditions are in addition to any other agreement you may enter into with Xpress Salary Packaging, or any third party introduced by Xpress Salary Packaging, and shall continue to be binding on you notwithstanding any other such agreement you may enter into.

Xpress Salary Packaging Disclosure

Xpress Salary Packaging acts as an independent intermediary to:

  1. arrange finance with respect to acquiring motor vehicles;
  2. arrange for the purchase of motor vehicles;
  3. arrange motor vehicle insurance; and/or
  4. provide ongoing fleet management services.

For the provision of services Xpress Salary Packaging may receive the following:

  1. a commission or brokerage from the financial institution which has agreed to provide finance;
  2. a commission or fee from the trader, manufacturer or importer of motor vehicles;
  3. a commission or fee from Insurance products; and/or
  4. a service fee for fleet management as agreed.
Intellectual Property

All content, including but not limited to information, text, materials, graphics, software, and photographs, displayed on the Website ("Materials") is the property of Lease Express Pty Ltd (trading as Xpress Salary Packaging), its affiliates, partners, and licensors, and is protected under the copyright laws of Australia and other international jurisdictions, unless specifically stated otherwise. Copyright © 2024 by Xpress Salary Packaging. All rights reserved. Unauthorized use, reproduction, distribution, or modification of these Materials without express written consent is strictly prohibited and may violate copyright law.

You must not modify, copy, reproduce, republish, frame, upload to a third party, post, transmit, distribute or in any way deal with the material except as expressly provided on the Website, or expressly authorised in writing by Xpress Salary Packaging.

The names "Xpress Salary Packaging" and related logos are trade marks of Lease Express Pty Ltd.

You must not use the Xpress Salary Packaging trade marks, logos or other materials for any purpose without the prior written consent of Xpress Salary Packaging.

You may, subject to specific restrictions set out in these terms and conditions, download material from the Website solely for your personal, non-commercial use. You must not distribute such material in any form to any third party. You agree not to change or delete any proprietary notices from any material downloaded from the Website.

Content

The contents on the Website (Content), including the information generated by any calculators or other tools, are for general information purposes only. Any use of Xpress Salary Packaging materials or information by another person or organisation is at the user's own risk. Further, Xpress Salary Packaging does not warrant or make any representations as to any third party products or services described or referred to on the Website.

The Content on this Website is obtained and developed from a variety of sources including but not limited to collaborations with third parties and information provided by third parties under licence. Inclusion of Content on this Website is not an endorsement of any organisation, product or service.

While care has been taken in preparing the Content on this Website, Xpress Salary Packaging and its employees, related parties, directors, officers, agents, volunteers, contractors and subcontractors will not accept any liability, including for any loss or damage, resulting from the reliance on the Content, or for its accuracy, currency and completeness.

You agree to be solely responsible for any Content that you communicate or otherwise provide over the Website. You warrant and represent that any Content that you communicate or otherwise provide will not violate these terms and conditions.

Disclaimers and Limitation of Liability

The information contained on this Website is presented in summary form only and is not to be considered complete. The information contained on the Website should not be regarded as or used in the place of expert advice.

This Website has been prepared without consideration of your particular objectives, financial situations and needs. In all cases, you should conduct your own investigations and analysis of the information contained on the Website. Given the complexity of taxation legislation, individual circumstances may produce particular results. If you are an employee of an organisation and are considering salary packaging a vehicle, you should seek your own professional advice in relation to the income tax, fringe benefits tax, goods and services tax, stamp duty and all other legal and accounting implications of the chosen form of finance.

The Australian Competition and Consumer Act 2010 and other similar Australian State and Territory legislation may provide you with certain rights and remedies in respect of goods and services provided to you by Xpress Salary Packaging on the Website which cannot be excluded, restricted or modified. Xpress Salary Packaging does not exclude any such statutory rights, but excludes all other conditions and warranties specified or implied by custom, law or statue.

Without limiting the above, to the fullest extent permitted by law:

Further, Xpress Salary Packaging's liability for the breach of any warranty or condition which cannot by law be excluded shall, at Xpress Salary Packaging's option, be limited to the following:

In the case of services supplied by Xpress Salary Packaging:

In the case of goods supplied by Xpress Salary Packaging:

Under no circumstances (including but not limited to any act or omission on the part of Xpress Salary Packaging, its servants or agents) will Xpress Salary Packaging or its associated companies be liable for any indirect, incidental, special and/or consequential damages or loss of profits whatsoever which result from any use of or access to, or inability to use or access the Website or any information and/or materials contained on the Website.

Access and communication

Xpress Salary Packaging does not provide, and has no control over, communications, networks or services, the internet or other technology required or used across the Website and accepts no responsibility for any direct or indirect loss in any form associated with them, whether due to congestion, technical malfunction, viruses or otherwise.

Details contained on the Website relating to goods and services have been prepared in accordance with Australian law and may not satisfy the laws of another country.

Xpress Salary Packaging provides no warranties and cannot guarantee that any file, program, access or use of the Website is free from viruses, malware or other harmful technology or material which could damage or infect your data, hardware, software or other equipment. By accessing and using the Website you assume all risk in this regard and you release Xpress Salary Packaging from all applicable liability and responsibility.

You are solely responsible for the protection of any usernames and passwords you may use in relation to the Website or any account you may have with Xpress Salary Packaging. We are not responsible for any damage or unauthorised access to information arising from misuse of your passwords, user names or your own or third party computer equipment or networks.

You agree that you shall not use the Website, or attempt to access the Website or the Xpress Salary Packaging network to:

Licence to Xpress Salary Packaging

By placing any information or other material on the Website (works), you grant Xpress Salary Packaging a non-exclusive, world-wide, royalty free, perpetual licence to use the works at its discretion, including to sub-licence, reproduce, distribute, transmit, adapt, publicly display and publicly perform the works. You expressly waive in favour of Xpress Salary Packaging any moral rights or similar rights you have in any jurisdiction in respect of the works. If requested by Xpress Salary Packaging you agree to enter into any further agreements necessary to document the licence and waiver set out above, at Xpress Salary Packaging's expense.

Indemnity

You agree to fully indemnify and hold harmless Xpress Salary Packaging, its directors, officers, directors, employees, consultants, agents and affiliates in respect of all loss, damage, costs, expenses (including legal fees on a full indemnity basis), fines, penalties, claims, demands and proceedings howsoever arising, whether at common law (including negligence) or under statute, in connection with any of the following:

  1. any breach of these terms and conditions by you; or
  2. your access or use of the Website.
Links

Access to any Website which may be reached by the hyperlinks on this Website (linked site) is subject to any notices, including but not limited to copyright notices, which may appear throughout the linked site.

Accessing a linked site from this Website does not expressly or impliedly constitute any guarantee, undertaking or warranty on the part of Xpress Salary Packaging as to the accuracy, completeness, copyright status or up-to-date nature of the information contained on the linked site. Xpress Salary Packaging will not be liable to the reader or any third party for losses, costs, damaged or other expenses incurred as a result of such access and the use of any information contained on a linked site.

The ability to access a linked site does not:

  1. constitute express or implied authority to infringe copyright in any material contained on the linked site; and/or
  2. imply any connection, sponsorship or affiliation between the linked site and this Website or Xpress Salary Packaging
Privacy

Our Privacy Policy is set out here: Xpress Salary Packaging Privacy ›

Variation and Termination

These terms and conditions shall continue to have full force and effect until varied or terminated by Xpress Salary Packaging. Xpress Salary Packaging reserves the right to terminate this agreement and your access to the Website at any time for any reason. The terms and conditions relating to intellectual property, your licences to Xpress Salary Packaging, the indemnity granted by you, and all disclaimers and limitations of liability shall survive the termination of this agreement.

Xpress Salary Packaging reserves the right to vary these terms and conditions at any time by posting new or varied terms and conditions on the Website. You are responsible for reviewing any new or updated terms and conditions on the Website and your continued use of the Website will constitute an agreement to be bound by such updated terms and conditions.

General

All references in these terms and conditions to "Xpress Salary Packaging" include its employees, contractors, directors, officers, servants, agents and related entities.

The agreement constituted by these terms and conditions is governed by the laws of the State of Victoria, Australia. You irrevocably submit to the jurisdiction of the courts of that State.

If any provision of this agreement is found to be invalid or unenforceable by a court of law, such invalidity or unenforceability shall not affect the remainder of the agreement which shall continue to have full force and effect.

The waiver by Xpress Salary Packaging of a breach of these terms and conditions by you shall not be construed as a waiver of any other breach of these terms and conditions by you and shall not in any way restrict Xpress Salary Packaging's right to exercise its rights pursuant to this agreement in respect of any other breach of these terms and conditions.

If you have any questions regarding the Website or these terms and conditions you may contact us at:

Phone: (03) 9670 4840
Email: info@xpresssalarypackaging.com.au

This Terms Policy was last updated in February 2024.